OverviewAJB’s FIPay (Flexible Integrated Payment System) software provides merchants with the ability to enable an EMV transaction. It speeds up the payment authorization process, enabling merchants to connect locations, banks and other required points of sale components. FIPay easily integrates into existing systems and is the foundation for quickly enabling EMV transactions on hardware already located at merchants locations. AJB’s EMV compatible software has been PA-DSS validated with EMV transactions, simplifying the compliance effort for merchants to verify their payment processing meets the PCI and EMV security standards. By integrating with SafeNet's Luna EFT hardware security modules, FIPay customers can store their cryptographic material in tamper-proof hardware, further enhancing security for EMV solutions.